Ayushman Bharat Card: Complete Guide to Online Registration, Eligibility & Hospital List Check

Quality healthcare can often be financially draining for low-income families. To address this, the Government of India launched the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY). Known as the world's largest government-funded health assurance scheme, it offers a health cover of ₹5 Lakh per family per year for secondary and tertiary care hospitalization, covering over 12 crore poor and vulnerable families.

Key Benefits of Ayushman Bharat Health Card

Having an active Ayushman Card (Golden Card) provides critical medical advantages:

• ₹5 Lakh Health Cover: Cashless and paperless treatment of up to ₹5,00000 per family annually.
• Pre & Post Hospitalization: Medical examination, consultation, treatment, and pre-hospitalization expenses are covered up to 3 days, and post-hospitalization medicines up to 15 days.
• No Family Size Restrictions: There is no cap on family size or age of family members under the scheme.
• Pre-existing Diseases Covered: All pre-existing medical conditions are covered from day one of registration.

Step-by-Step Online Registration & Download Guide

To register or check your name for the Ayushman Card online, follow this procedure:

1. Visit the official beneficiary portal at beneficiary.nha.gov.in or download the 'Ayushman App' from Google Play Store.
2. Select the 'Beneficiary' option and enter your mobile number. Click on 'Verify' and enter the OTP received.
3. Select your State, Scheme (PM-JAY), District, and search criteria (Family ID, Aadhaar Number, Name, or Location).
4. Click on Search. If your family details appear, check the status of each member.
5. For unverified members, click on 'e-KYC'. Verify using Aadhaar OTP, Mobile OTP, or Face Authentication.
6. Upload a live passport photo of the beneficiary. Once verified, the card status will turn green, and you can download your PDF Ayushman Card.

How to Find Empaneled Hospitals for Cashless Treatment

You can check the list of government and private hospitals that offer free treatment under PM-JAY by navigating to the 'Find Hospital' section on the PM-JAY website (pmjay.gov.in). Search by state, district, and required medical specialty (such as Cardiology, Oncology, or Orthopedics) to locate the nearest empaneled hospital.